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- Listed price
- $4,199,000
- Listed Aug 1, 2026
- Last sold price
- No recorded sale
4,356 sqft lot00|0 MLS days on market
98 N. Ocean Ave, Cayucos, CA 93430
Property Description
A beloved downtown business is staying in Cayucos and moving locations. So, now’s your chance! Whether you’ve been dreaming about opening your first BUSINESS or you’re ready to give an established business a new coastal destination, this is the kind of WORK/LIVE OPPORTUNITY that rarely comes along. Discover a rare mixed-use gem along iconic Ocean Avenue in Downtown Cayucos. This 5,342 sq ft, two-story property blends commercial capability with refined coastal living. The ground floor offers a substantial commercial/retail footprint enhanced by a professional-grade commercial kitchen, ideal for high-end culinary concepts or boutique retail. Ascend to the upper level to find a stylish 1-bedroom residence showcasing expansive ocean views, a chef’s kitchen, and a grand island breakfast bar that anchors the space with elegance. The additional storage wing and bathroom upstairs add valuable utility for operations or personal use. With its premier location steps from the beach and downtown, this property presents an extraordinary opportunity to secure a signature presence in a thriving coastal corridor.
Listing agent: Doug AdamsDRE #02239163doug@ccreproperties.com, Listing office: Central Coast Real Estate
MLS data updated 10/30/2026, 10:25:56 PM PT
Source: CRMLSMLS #: SC26197417
Belmont insights
Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Latest asking price$4,199,000
Aug 1, 2026
Available records12026
From MLS recordsActual listing and closing events
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$4,199,000Original asking price · Aug 1, 2026ZIP 93430 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 1 price recordsAug 1, 2026 – Aug 1, 2026
ZIP 93430 · same property typeThis MLS property type has no exact comparison group.
Freddie Mac · national weekly ratesLoading mortgage-rate history…
Recorded sales in this period (0)
No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
View listing & sale records
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.