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Turnkey furnished at asking price and ready to enjoy from day one, this inviting 3-bedroom, 2-bath home offers an exceptionally easy path to homeownership in Watercolors, a gated 55+ community in La Quinta. Thoughtfully arranged for comfortable everyday living, the bright and open interior features vaulted ceilings, a welcoming living room with fireplace, and an easy connection between the kitchen, dining, and main gathering spaces. Furnishings are included at asking price, creating a true move-in-ready opportunity without the added expense or inconvenience of furnishing a home after closing. The flexible three-bedroom floor plan provides space for overnight guests, a home office, hobbies, or whatever best fits your lifestyle. An attached two-car garage adds everyday convenience and additional storage, while the home's manageable footprint makes it equally appealing for full-time desert living or buyers looking to simplify into a lower-maintenance residence. Beyond the home, Watercolors offers a relaxed desert lifestyle with a gated entrance, community pool, spa, and clubhouse, all within convenient reach of La Quinta's shopping, dining, recreation, healthcare, and everyday amenities. Combining a desirable La Quinta location, community amenities, and the added value of being offered furnished at asking price, this is an opportunity to move in, settle down, and start enjoying the desert lifestyle right away. Watercolors is a moderate-income development under the La Quinta Housing Authority Watercolors Senior Housing Program. Buyer must qualify for an appropriate mortgage loan and meet the City's moderate-income qualification requirements. Buyer must provide a minimum 3% down payment from buyer's own funds, with a maximum down payment of 20% of the sales price. The property carries an existing $48,000 La Quinta Housing Authority silent second trust deed loan, which the qualified purchaser assumes for the remainder of its 45-year term ending February 2052. Property must be owner-occupied as the buyer's primary residence; no rentals or cash purchases permitted. 2026 combined gross household income requirements: 1 person: $68,901-$89,450; 2 people: $78,751-$102,250; 3 people: $88,601-$115,250; 4 people: $98,401-$127,800. Buyer eligibility and financing are subject to approval under La Quinta Housing Authority program requirements.
Listing agent: Cody Hancock DRE #02143802 cody@codyhancockrealty.com, Listing office: Desert Sotheby's International Realty
MLS data updated 10/16/2026, 9:43:34 PM PT
Source: CRMLS, MLS #: 219154102DA
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Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 9, 2026
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This home · nearest recorded event
$415,000Original asking price · Oct 9, 2026ZIP 92253 · Oct 2026
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No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
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