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Assume a VA loan at 5.875% and save hundreds a month compared with today's rates. This 2-bed, 2-bath, ground-floor end unit sits in a gated, VA-approved community in the heart of Chula Vista. It's move-in ready, with an open floor plan, oversized windows that bring in lots of natural light, newer vinyl flooring, ceiling fans throughout, and a spacious kitchen with stainless steel appliances. The rooms are a generous size and there's plenty of storage. Because it's an end unit, the community pool and laundry room are just steps from your door. You also get an assigned carport with a dedicated storage, plus guest parking. The $540/mo HOA covers water, trash, landscaping, the pool and the gated entry, and there's NO Mello-Roos. You are minutes from Third Avenue dining and shopping, with quick access to the 5 and 805. It's 6.2 miles to Navy Base Gate 32 and 7 miles to Imperial Beach. A great fit for first-time buyers, or for investors (Rent Zestimate ~$2,680/mo). Ask about the assumable loan details!
Listing agent: Luda Phipps DRE #02139266 info@ludaphipps.com, Listing office: Luda Phipps, Broker
MLS data updated 10/16/2026, 8:52:12 PM PT
Source: CRMLS, MLS #: PTP2605579
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Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 1, 2026
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This home · nearest recorded event
$450,000Original asking price · Jul 1, 2026ZIP 91910 · Jul 2026
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Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
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