Opening page…
Active
- Listed price
- $1,195,000
- Listed Sep 16, 2026 · $508/sq ft
- Last sold price
- No recorded sale
4 beds|3 ba|2,353 sqft|8,138 sqft lot|1952 Built|0 days listed
547 El Monte Rd, El Cajon, CA 92029
Property Description
Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.
Listing agent: Kelly ParnellDRE #02180898Kelly.michael.parnell@gmail.com, Listing office: Ace Mortgage Professionals
MLS data updated 10/16/2026, 10:15:18 PM PT
Source: CRMLSMLS #: PTP2607654
Get to know El Cajon
Check your commute
Choose a destination and your usual departure time. Travel times vary by route and day.
Plan a route on Google MapsConfirm schools
Check the exact property address with the district. A city or ZIP code alone does not establish school eligibility.
LA County district lookupParks and everyday stops
Check access, facilities and current hours before visiting. Explore the area around the home, not just the city center.
Explore nearby parks on Google MapsOfficial district, city and transit resources checked September 22, 2026. External map results are provided by Google.
Read Belmont’s local buyer guidesRenovation scenario calculator
Enter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $1,195,000.
Complete every cost field, entering 0 where appropriate, to calculate a scenario.
Include permits, design, contingencies, taxes and transaction costs in your budgets. Validate the resale assumption with recent comparable sales. Results are hypothetical, before income taxes, and are not a profit forecast.
Belmont insights
Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Latest asking price$1,195,000
Sep 16, 2026
Available records12026
From MLS recordsActual listing and closing events
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,195,000Original asking price · Sep 16, 2026ZIP 92029 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 1 price recordsSep 16, 2026 – Sep 16, 2026
ZIP 92029 · same property typeLoading eligible closed sales…
Freddie Mac · national weekly ratesLoading mortgage-rate history…
Recorded sales in this period (0)
No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
View listing & sale records
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.