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Tucked away on approximately 6.25 private acres in the Aptos forest, 545 Flume Road offers a rare blend of modern luxury, privacy, and convenience. Built in 2023, this custom home is surrounded by towering redwoods while being just 7 minutes to Rio Del Mar Blvd and only 20 minutes to Downtown Santa Cruz. Designed with comfort and functionality in mind, the home features radiant heated floors with individual room controls, abundant natural light, and a seamless indoor-outdoor flow to the expansive wraparound deck overlooking the forest setting. The secondary bedrooms each include loft spaces complete with lighting and electrical, ideal for additional sleeping areas, reading nooks, or creative spaces. The spacious layout offers endless possibilities for full-time living, a retreat property, or multigenerational use. Below the home are four substantial storage rooms, each approximately 20x20, providing incredible flexibility for workshops, storage, hobbies, or future potential uses. Ample parking throughout the property accommodates guests, recreational vehicles, and more. This is a must-see property with endless possibilities a truly unique opportunity to own a newly built retreat in one of Aptos most peaceful and private settings.
Listing agent: Sierra Skipper DRE #02033873 sierra@skippersrpm.com, Listing office: Financial Solutions Home Loans, Inc
MLS data updated 10/20/2026, 1:20:33 AM PT
Source: CRMLS, MLS #: ML82049262
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 31, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,550,000Asking price recorded · Aug 31, 2026ZIP 95003 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.