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PRICE REDUCED! Walking into this home is truly awe-inspiring! The soaring, vaulted wood-beamed ceiling, huge light-filled window-wall and prominent red brick chimney centerpiece evokes the feel of a Tahoe-style retreat, while being just minutes outside of Chico. With 3 bedrooms plus a large loft, all-seasons room, and 2 bathrooms this home has what you are looking for. The kitchen offers a farm style sink and faucet, 5 burner stove & stainless steel appliances. Laminate wood flooring and exposed ceiling beams flow throughout much of the home. Downstairs features 2 bedroom and one bathroom, while upstairs features a large bedroom, bathroom and open loft area, perfect for an office or additional living space. There’s also an all-seasons room with newer mini-split to heat and cool, that connects the home and the 2-car garage. This seller has spared no expense to re-grade and fence the large back yard to increase the usable areas, so now there is ample room for gardening, playing and relaxing. The fencing is even screened for added privacy. Other improvements this seller has made over the past 5 years include new heating and air (HVAC) system, several new appliances, updated plumbing, new fencing, seal-coated driveway and more! Other great property features include a whole house automatic generator, dog-run, low-maintenance yard, and paved driveway on a low-traffic, paved street just around the corner from the “downtown” center! This fabulous home is located in the charming community of Forest Ranch, just a 15-minute drive from Chico. With a fabulous charter school (K-8), post office, small grocery, restaurant (opening soon), active community center, two local churches, two fire stations (FR Volunteer and CDF Station 23) and several active community service organizations (if you want to get involved), Forest Ranch offers everything you could ask for in a small town, while being just minutes from all the amenities of Chico. Forest Ranch is also recognized as a Firewise USA Community which helps lower insurance costs. Enjoy cool summer breezes, views of the valley fog and a bit of snowfall in the winter! DID I MENTION - this property has a potentially assumable LOW interest-rate VA loan? We also have current pest, septic and roof inspections on file! Don’t miss out on the fabulous property!
Listing agent: Kiersten Morgan DRE #01808835 kierstenrealtor@gmail.com, Listing office: Keller Williams Realty Chico Area
MLS data updated 10/24/2026, 3:10:30 PM PT
Source: CRMLS, MLS #: SN26201588
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 13, 2026
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This home · nearest recorded event
$399,000Asking price recorded · Oct 13, 2026ZIP 95942 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.