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Amazing value on this newer & beautiful 3-bedroom, 2-bath home at Rancho Monserate Country Club! Modern, bright, and thoughtfully upgraded, this home offers the best of resort-style living—with you owning the land and no monthly space rent. Step inside to 9-foot flat ceilings, dual-pane windows, luxury vinyl plank flooring, recessed lighting, and an open-concept floor plan designed for comfortable everyday living and effortless entertaining. The stylish kitchen features stainless steel appliances, solid-surface countertops, tile backsplash, built-in microwave, glass vent hood, farmhouse sink, deep pots-and-pans drawers, a large island with pendant lighting, coffered ceiling, and a spacious walk-in pantry. All three bedrooms are generously sized and pre-wired for ceiling fans. The spacious primary suite adds even more character with its coffered ceiling and recessed lighting. Step outside to your custom covered wraparound composite deck, the perfect place to relax, entertain, and enjoy the refreshing ocean breezes that flow through the valley. Situated on a desirable corner lot with attractive curb appeal, the home is conveniently close to guest parking and just a short stroll from the beautiful clubhouse. Resort-Style Amenities Your $354/month HOA fee includes access to an incredible 96 acres of amenities, including: Free golf on the lush, beautifully maintained golf course Tennis and pickleball Bocce ball Heated year-round pool and spa Putting green Billiards and table tennis Banquet facilities and card room Library Dog park Community garden Free RV parking Walking and biking trails Historic Mission Chapel Community pond And so much more! Conventional, FHA, and VA financing available. Two pets are allowed with approval. If you've been looking for a new, upgraded home where you own the land, with exceptional amenities and a welcoming resort-style community, this one deserves a look. Come see your new dream home at Rancho Monserate Country Club today!
Listing agent: Nye Arzo DRE #01711680 nyesandiegolistings@gmail.com, Listing office: eXp Realty of Southern CA
MLS data updated 10/20/2026, 5:52:06 PM PT
Source: CRMLS, MLS #: NDP2607632
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 22, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$555,000Asking price recorded · Sep 22, 2026ZIP 92028 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.