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- Listed price
- $875,000
- Listed Oct 15, 2026 · $765/sq ft
- Last sold price
- No recorded sale
2 beds|2 ba|1,144 sqft|13,983 sqft lot|1964 Built|13 MLS days on market
431 Loma Prieta Dr, Aptos, CA 95003
Property Description
Assumable 2.9% FHA loan, subject to lender approval. Hillside deck. Hot tub. Valley views. Watch the trees go gold at sunset from your own backyard in Aptos. That is an ordinary weeknight here. Inside, the work is done. The kitchen has been updated. Luxury vinyl plank flooring runs through the home, clean and easy to care for. Two full baths give everyone their own space. Washer and dryer hookups keep laundry at home, where it belongs. Just under 1,200 square feet, and every one of them is easy to live in. Minutes from everything. Deer Park Marketplace in 5 minutes. Bittersweet Bistro in 5 minutes. Aptos Village in 8 minutes. Seacliff State Beach in 11 minutes. Rancho Del Mar shopping in 10 minutes. Highway 1 in 7 minutes. High enough to forget all of it, close enough to be where you need to be! Some homes give you space. This one gives you distance. Homes like this are rare in Santa Cruz County. With a 2.9% rate, they are almost unheard of. Schedule your private tour today.
Listing agent: Sirrom AlizemDRE #02137532sirrom@realtywithsirrom.com, Listing office: eXp Realty of Northern California, Inc.
MLS data updated 10/30/2026, 8:10:03 PM PT
Source: CRMLSMLS #: ML82062346
Belmont insights
Price & property history
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Latest asking price$875,000
Oct 15, 2026
Available records12026
From MLS recordsActual listing and closing events
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$875,000Original asking price · Oct 15, 2026ZIP 95003 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.This home · 1 price recordsOct 15, 2026 – Oct 15, 2026
ZIP 95003 · same property typeLoading eligible closed sales…
Freddie Mac · national weekly ratesLoading mortgage-rate history…
Recorded sales in this period (0)
No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
View listing & sale records
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.