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Welcome to this beautifully upgraded 4-bedroom, 3-bathroom home in the highly desirable Melinda Heights community of Rancho Santa Margarita. Offering approximately 2,200 square feet of living space, this home features soaring ceilings, abundant natural light, and an open-concept floor plan designed for comfortable living and entertaining. The spacious living room with fireplace flows seamlessly into the kitchen and dining area, complete with stainless steel appliances, a large center island, and access to a newer deck perfect for outdoor dining. The desirable floor plan includes a main-level primary suite featuring dual vanities, a soaking tub, separate shower, and walk-in closet. Downstairs, you'll find three additional bedrooms and a versatile bonus room with direct backyard access—ideal as a playroom, media room, office, or second living space. The private backyard offers lush grass, a spacious patio, and mature lemon and lime trees. Additional highlights include a PEX repipe, interior paint, newer deck, and a three-car garage. Enjoy access to Melinda Heights and SAMLARC amenities, including pools, parks, pickleball courts, sports facilities, the Beach Club, and scenic RSM Lake. Conveniently located near award-winning schools, shopping, dining, O'Neill Regional Park, and the 241 Toll Road. No Mello-Roos and low HOA. Experience the best of Rancho Santa Margarita living!
Listing agent: Laura Hamann DRE #02076150 Laura@hendrikgroupre.com, Listing office: Circa Properties, Inc.
MLS data updated 10/17/2026, 12:08:26 AM PT
Source: CRMLS, MLS #: OC26137113
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 14, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,250,000Asking price recorded · Oct 14, 2026ZIP 92688 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.