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Listed for less than recent appraisal! A rare opportunity to own two fully detached, single-story homes on one lot—each w/ 3 bedrooms and 2 bathrooms. 4028 Charles is an ADU built in 2025. The other, 4026 Charles, is recently renovated w/ quality upgrades throughout. Both homes are completely standalone, offering total privacy w/ no shared walls and no shared utilities (except water). Each unit features: Private entrances, Private yards, Private parking, In-unit laundry, Central HVAC, Separate SDGE meters, & Separate trash pickup. With strong rental demand in the area, this is a rare setup that gives you options for house hacking, multi-generational living, or a pure investment play. 4026 Charles Street – 1,037 Sq Ft (Recently Renovated) 3 Bedroom, 2 Bathroom – Open-concept, chef’s kitchen, SS appliances, & tons of upgrades. 4028 Charles Street (933 sq. ft.) 3 Bed/2 Bath – 2025 New Construction & Fully Permitted - Modern, open-concept floor plan, SS appliances, primary bedroom with en-suite bath, Full-size laundry and utility room, private & low-maintenance yard. Don't let this one slip!
Listing agent: Derek Harms DRE #01903223 derek.harms@compass.com, Listing office: Compass
MLS data updated 10/16/2026, 11:38:04 PM PT
Source: CRMLS, MLS #: 260024828SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 14, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,389,000Original asking price · Oct 14, 2026ZIP 91941 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.