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There are houses you buy because the numbers work. And there are houses that make you feel like you’ve finally arrived. Here, you can have both, With a seller-funded 3-2-1 mortgage rate buydown, buyers may be able to begin with a mortgage rate in the 4% range for the first year. Which means the house that feels like the next chapter may be closer than you think. You get Country Club Estates but no HOA. This is a house with presence. Come through the gate and the rest of the world starts to disappear. A six-foot wall surrounds the property, creating a sense of privacy that’s hard to find. There’s space. A pool waiting for summer afternoons. And room for people to gather without everyone being on top of each other. It feels like the kind of house where life gets bigger. Where dinner turns into drinks by the pool. Where friends stay longer than they planned. Where family has room to visit. Where the dogs have space, the cars have space with three garage spaces, your work has space, and you finally stop feeling like you have to edit your life to fit the house. Much of the expensive work has already been done, with major upgrades including a new electrical panel, new exterior pavers, new flooring, new HVAC, fresh paint, new windows and sliders, and a remodeled kitchen. Then you go upstairs. In addition to three bedrooms, there is a massive suite that feels practically destined to become its own self-contained ADU. There’s enough space to start imagining an entirely separate way of living: a private guest retreat, a place for family, a separate income opportunity, or something entirely your own. And that is where this house becomes particularly interesting. Because you aren’t just buying what it is today. You’re buying options. Room to live differently. Room to create something of your own. Room to make the house work harder for you over time. And perhaps the most unexpected part is that getting here may be more attainable than it looks. Sometimes moving up isn’t about settling for less. It’s about finding a house that gives you more.
Listing agent: Rebecca Chambliss DRE #01442217 RebeccaChambliss22@gmail.com, Listing office: Carmody Real Estate, Inc.
MLS data updated 10/16/2026, 9:09:01 PM PT
Source: CRMLS, MLS #: PV26212815
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$769,000Original asking price · Oct 1, 2026ZIP 93551 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.