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Duplex investment opportunity in San Bernardino! Offered at $649,900, this two-story residential income property features two separate units: 3814 Ferndale Avenue on the ground floor and 3818 Ferndale Avenue upstairs. The property offers approximately 2,015 square feet of building area on a 7,566-square-foot lot, providing an opportunity for investors seeking an income-producing property. One unit is currently tenant-occupied, generating $2,300 per month in rental income ($27,600 annually), with the current lease scheduled to expire on August 31, 2027. The property offers potential for continued rental income and future investment opportunities, subject to existing lease terms and applicable tenant rights. Conveniently located near local shopping, schools, and major roadways. Buyer and buyer's agent to independently verify all property information, including square footage, unit configurations, rental income, lease terms, and occupancy status.
Listing agent: Isela Mendez DRE #02402997 realestatewithisela@gmail.com, Listing office: West One Properties
MLS data updated 10/16/2026, 9:57:56 PM PT
Source: CRMLS, MLS #: OC26221596
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$649,900Original asking price · Oct 1, 2026ZIP 92404 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.