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Sneak peek! More photos coming soon as this beauty gets ready for her debut. Charm, character, and a little extra income to boot! In the heart of Bluff Heights, this storybook 1918 cottage comes with a bonus: a separate 2-bedroom, 2-bath ADU in back. Two homes on one lot means endless possibilities. Live in the cottage and let the ADU help pay the mortgage, give loved ones or guests their own private retreat, set up the ultimate home office or creative studio, or rent both and let the income roll in. Step inside the 3-bedroom, 1-bath front cottage and fall for its warm, charming wood flooring and an updated kitchen ready for everything from lazy Sunday breakfasts to dinner with friends. Out back, the ADU offers two bedrooms and two full baths, making it as easy to rent as it is to enjoy. Outside, a great outdoor space sets the stage for morning coffee, weekend barbecues, and relaxed evenings with the coastal breeze, and plenty of parking. Stroll or bike to the vintage shops, coffee houses, and eateries of 4th Street's Retro Row, catch a sunset at the beach, or spend the afternoon on 2nd Street in Belmont Shore. Whether you're house hacking, investing, or simply falling in love, a cottage-plus-ADU like this doesn't come around often.
Listing agent: Sandee Pugmire DRE #02000970 sandeet@sevengables.com, Listing office: Seven Gables Real Estate
MLS data updated 10/16/2026, 8:07:09 PM PT
Source: CRMLS, MLS #: OC26221934
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 12, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,299,000Original asking price · Oct 12, 2026ZIP 90814 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.