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This immaculate, move-in-ready residence combines thoughtful design, premium upgrades, and outstanding flexibility for today's lifestyle. From the moment you arrive, you will appreciate the freshly painted exterior, beautifully manicured landscaping, and inviting curb appeal. The private backyard features a gazebo and serves as the perfect setting for relaxing or entertaining. One of the home's standout features is the private, main-level multi-generational bedroom suite, complete with a sitting area, walk-in closet, kitchenette, and full bath—ideal for extended family, guests, live-in caregivers, or independent young adults seeking their own private space. Inside, plantation shutters throughout and durable, low-maintenance tile flooring provide timeless style and easy living. The flexible floor plan offers a private office and a formal dining room, separated by an attractive wood-finished barn door for added privacy. The open-concept great room seamlessly connects to the fully equipped kitchen, making this home as functional as it is beautiful. Upstairs you'll find a generous family/media room, an oversized laundry room, an elegant primary suite along with a walk in closet and a master bathroom which includes a shower, a relaxing soaker tub and dual vanities. There are three additional bedrooms-including one with its own private full bath-and a double-vanity hall bathroom serving the remaining two bedrooms. The two car garage is equipped with a 220-volt outlet, making it ideal for electric vehicle charging or workshop use. Adding to long-term value is a fully paid solar energy system, offering increased energy efficiency and no lease or loan to assume. Located in the highly sought-after Spencer Crossing community, residents enjoy resort-style amenities including a sports park, junior Olympic swimming tool, spa , clubhouse and beautifully maintained common areas. This home presents an exciting opportunity as it is back on the market due to buyer being unable to perform. It has VA appraisal well above asking price and Sellers are ready to move quickly if necessary.
Listing agent: Ilene Whitmarsh DRE #02339921 Ilene.Whitmarsh@bhhsCAproperties.com, Listing office: Berkshire Hathaway HomeServices California Properties
MLS data updated 10/16/2026, 11:15:53 PM PT
Source: CRMLS, MLS #: SW26058082
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 19, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$869,900Asking price recorded · May 19, 2026ZIP 92563 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.