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As they say, location, location, location is everything in real estate — and this spot is truly special. While public records list a 2-bedroom, 1-bath home of just 895 square feet, that number doesn't tell the whole story. In reality, this lovely home lives more like a 3-bedroom, 2-bath, closer to 1,500 square feet once you account for all the additional space tucked into the property. Tucked along 21st Street is a detached studio-workshop with a half bath — a flexible bonus space that could easily become a guest suite or even a potential income producer down the road. Adding a shower could be a great next step, pending a quick check with the city. The workshop connects nicely to the enclosed garage, and there's also a covered carport plus plenty of additional parking. I'd highly recommend taking a quick drive up 21st onto Villa Lane to see the amazing potential waiting for you here in person. With several separate outdoor living areas, this property is the perfect canvas for your DIY dreams. Drawing on 40 years of remodel and design experience, I can honestly say this is a wonderful bargain — it's genuinely rare to find anything under $700k on the West side these days. And then there's the location itself, which is hard to beat. You're just a quick 4-minute drive, or a pleasant 20-minute walk, from Paso's fantastic downtown restaurants, shopping, and our beautiful City Park. Beyond that, this home is ideally positioned within easy walking distance of everyday conveniences, public transit, and quick freeway access — making day-to-day life remarkably easy no matter where you need to be. This is a rare opportunity to put in a little love and sweat equity and unlock serious long-term value. The upside here is significant: with some thoughtful updates, there's real room to build equity and create lasting real estate security. And the best part? It's perfectly comfortable to enjoy exactly as it is in the meantime, so there's no pressure to do it all at once. The list of possibilities here is truly remarkable — but if there's one thing to remember, it's this: location, location, location.
Listing agent: Mark McConnell DRE #01254588 mark.mcconnell@sothebysrealty.com, Listing office: Central Coast Sotheby's International Realty
MLS data updated 10/17/2026, 1:11:16 AM PT
Source: CRMLS, MLS #: NS26202526
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 25, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$575,000Original asking price · Aug 25, 2026ZIP 93446 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.