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WELCOME HOME to 315 N Palomar Ave, a beautifully updated, move-in-ready 2-bedroom, 2-bath home on owned land in the desirable Cottonwood Estates 55+ community. This single-level residence has been thoughtfully renovated from top to bottom, offering modern style, comfort, and long-term value.Step inside to discover brand-new flooring and fresh interior paint throughout, creating a light and welcoming atmosphere. The beautifully updated kitchen features quartz countertops, refreshed cabinetry, and a bright, contemporary design—perfect for everyday living and entertaining alike. Both bathrooms have been fully remodeled with stylish finishes and upgraded fixtures, delivering a clean, modern feel throughout the home. Situated on a 6,098 sq ft lot, the property offers privacy and outdoor enjoyment with block wall fencing, a covered carport, and a low-maintenance yard. IMPORTANT HIGHLIGHT: This home is on a PERMANENT FOUNDATION, making it eligible for Conventional, FHA, and VA financing—a rare and valuable advantage that provides peace of mind and expanded buyer options.Enjoy the benefits of a well-maintained community with exceptionally low HOA dues (approx. $50/year) and low property taxes. Conveniently located near shopping, dining, and easy access to the Ramona Expressway for commuting to nearby cities. A truly turnkey home offering comfort, quality, and financing flexibility. SCHEDULE YOUR PRIVATE SHOWING TODAY!
Listing agent: Susanne Hove DRE #01337422 susanne@caringrealtor.com, Listing office: Keller Williams Realty Riv
MLS data updated 10/16/2026, 10:36:04 PM PT
Source: CRMLS, MLS #: IG25277702
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jan 19, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$269,000Original asking price · Jan 19, 2026ZIP 92582 · Jan 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.