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Discover a rare opportunity to own a duplex in Aptos' highly sought-after Rio Del Mar neighborhood. Tucked away on a quiet cul-de-sac just steps from the sand, 307 Treasure Island Dr offers the perfect blend of coastal living, income potential, and long-term value. The property features two residences totaling approximately 1,400 square feet. The upper 2-bedroom, 1-bath home is filled with natural light and features vaulted ceilings and a private balcony for enjoying the ocean air. The lower 1-bedroom, 1-bath unit offers a separate entrance and private outdoor space, ideal for rental income, guests, or extended family. An attached two-car garage provides off-street parking and additional storage. Ideal for investors, owner-occupants seeking supplemental income, or those searching for a beach-close retreat, this versatile property offers flexibility rarely found in Rio Del Mar. Live in one unit and rent the other, create space for extended family, or enjoy a unique coastal investment opportunity. Enjoy easy access to Rio Del Mar and Seacliff beaches, Aptos Village, local restaurants and shops, miles of hiking and biking trails, and convenient Highway 1 access. This is a unique opportunity to own a versatile property in one of Aptos' most desirable coastal communities.
Listing agent: Daniel Chole DRE #02031480 daniel.chole@kw.com, Listing office: KW Thrive Santa Cruz
MLS data updated 10/21/2026, 4:06:57 AM PT
Source: CRMLS, MLS #: ML82051956
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 24, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,099,000Asking price recorded · Jul 24, 2026ZIP 95003 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.