Opening page…
Opening page…
Opening home details…
Delightfully unique split-level property in Cambria offering exceptional flexibility for multi-generational living or extended guests. Situated on nearly half an acre with approximately 3,128± sq.ft., this expansive 5 bedroom, 4.5 bathroom home is thoughtfully designed to function much like two homes in one. The original Ardath Drive side living area offers approximately 1,535± sq.ft., while a substantial 1,593± sq.ft. addition completed around 2016 created a separate Spencer Street side living space. The Spencer Street side living area offers 2 bedrooms and 2 bathrooms, plus an additional dining area/den currently utilized as a bedroom/workout room. A former third bedroom on this side has been converted into a kitchenette area complete with cabinetry, counters, sink, and full-size refrigerator, adding even more flexibility for extended living arrangements. This side of the home also features multiple Ipe wood decks, a cozy wood-burning fireplace, and private laundry room. The original Ardath Drive side of the home features 3 bedrooms and 2 bathrooms, along with its own laundry closet, Ipe wood deck, and access to the terraced yards. Separate driveways from both Ardath Drive and Spencer Street provide convenient access and added privacy for each side of the home. A connecting door separates the two living spaces and can be locked open, closed, or removed depending on your needs. Additional highlights include beautiful solid oak flooring, an updated kitchen, grand entry, multiple living areas, wooded views with distant hill vistas, terraced gathering areas with pavers and slate stone, over 3,600 gallons of combined cistern water storage for irrigation, two furnaces, two water heaters, and a massive tandem four-car garage with workshop space and half bath.
Listing agent: Sophia McDonald DRE #01487058 sophiamariemcdonald@yahoo.com, Listing office: Coastal Real Estate
MLS data updated 10/16/2026, 8:56:22 PM PT
Source: CRMLS, MLS #: SC26109216
Choose a destination and your usual departure time. Travel times vary by route and day.
Plan a route on Google MapsCheck the exact property address with the district. A city or ZIP code alone does not establish school eligibility.
LA County district lookupCheck access, facilities and current hours before visiting. Explore the area around the home, not just the city center.
Explore nearby parks on Google MapsOfficial district, city and transit resources checked September 22, 2026. External map results are provided by Google.
Read Belmont’s local buyer guidesEnter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $1,480,000.
Complete every cost field, entering 0 where appropriate, to calculate a scenario.
Include permits, design, contingencies, taxes and transaction costs in your budgets. Validate the resale assumption with recent comparable sales. Results are hypothetical, before income taxes, and are not a profit forecast.
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 8, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,480,000Asking price recorded · Jul 8, 2026ZIP 93428 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.