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SELLER FINANCING AVAILABLE - This coastal contemporary home in the beachfront community of Cayucos-by-the-Sea has that wow factor from the moment you walk in. With 3,263 sqft of l indoor and outdoor living spaces, you can take advantage of the casual community vibes while enjoying modern, amenities in a home built for an elevated experience with glimpses of the Pacific Ocean and west-facing sunsets. Upon entering, the staircase leads you up through high ceilings and a sweet Juliette balcony. Whether you love to entertain or keep things simple and cozy, the open layout upstairs combines a lovely living room and formal dining areas, leading to sunny verandas spanning the entire width of the home on both sides. The owner's suite bedroom offers a spa-like bathroom, huge walk-in closet, and relaxing soaker tub. Along with a bonus room perfect for a den, library, or office, the upstairs chef's kitchen and seating island is a dream with modern appliances, large pantry, and upgraded finishes. Off the kitchen, is an impressive butler's pantry and laundry room with outdoor access. Downstairs you'll find additional large bedrooms and bathrooms, all equipped with modern touches, lit closets, and the same upgraded features above, including the gorgeous hardwood floors, counters, and fixtures. But it doesn't stop there, as the lower level offers an outdoor living space to outshine any finished basement with a massive ground-level patio blending into the established landscaping and ready for an outdoor kitchen or entertainment area along with a massive 3-4 car garage that could accommodate an extra space for hobbies and storage. With its generous square footage and thoughtful configuration, the property presents an opportunity for potential multi-family living. The large lot offers l flexibility, as the home could be transformed into a new configuration, expanded to create additional units, or redesigned to maximize rental income while preserving the elevated architectural character. Established landscaping presents a strong curb appeal to create a modern coastal retreat with multiple access points and large, private outdoor spaces. Take a morning stroll to the beach, head to the charming Downtown Cayucos shops and restaurants, or jump in the car for a drive up the coast. All of the amazing San Luis Obispo county activities are close at hand. potential. Take a fresh look at this immaculate home that is move-in ready and filled with possibility.
Listing agent: Michela Schwartz DRE #02178566 winecountrybrokerSLO@gmail.com, Listing office: Central Coast Real Estate
MLS data updated 10/16/2026, 8:53:56 PM PT
Source: CRMLS, MLS #: SC26077304
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,550,000Original asking price · May 1, 2026ZIP 93430 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.