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Coastal elegance meets the casual, easygoing beachfront community of Cayucos-by-the-Sea with possible SELLER FINANCING. Crafted with contemporary design, this home spans nearly 2,800 sqft of beautiful living spaces. The expansive windows and high ceilings, fill the spaces with natural light and an inviting coastal warmth, starting with the open entry and staircase to the upper level. The bright open layout upstairs combines living, dining, outdoor spaces and a private owner's suite with a spa-like bathroom, walk-in closet, and relaxing soaker tub. The kitchen is a dream with modern appliances, large pantry, and upgraded finishes, plus a built-in grill and large ocean-view deck perfect for indoor/outdoor dining. Downstairs offers its own lovely indoor and outdoor spaces with two additional bedrooms, an outdoor veranda protected from the elements, and a fully fenced yard with outdoor shower. The large lot offers exceptional flexibility, as the home could be thoughtfully transformed into a new configuration, expanded to create additional units, or redesigned to maximize rental income while preserving the architectural character. Established landscaping presents a strong curb appeal to create a modern coastal retreat with multiple access points and large, private outdoor spaces. Take a morning stroll to the beach just across the street, head to the charming Downtown Cayucos shops and restaurants, or jump in the car for a drive up the coast. All of the amazing San Luis Obispo county activities are close at hand. This is the perfect blend of modern updates, coastal lifestyle, and investment potential. Take a fresh look at this immaculate home that is move-in ready and filled with possibility - ELIGIBLE FOR VACATION RENTAL LICENSE
Listing agent: Michela Schwartz DRE #02178566 winecountrybrokerSLO@gmail.com, Listing office: Central Coast Real Estate
MLS data updated 10/16/2026, 8:51:23 PM PT
Source: CRMLS, MLS #: SC26092687
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 5, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,199,000Asking price recorded · Aug 5, 2026ZIP 93430 · Aug 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.