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WELCOME HOME to 282 N Paloma! This charming 2-bedroom, 2-bath home is located on owned land in the highly desirable 55+ community of Cottonwood Estates. Built on a permanent foundation, this property qualifies for Conventional, FHA, and VA financing—a rare and valuable advantage that expands buyer opportunities and provides long-term peace of mind. Enjoy the benefits of a well-maintained neighborhood featuring exceptionally low HOA dues (approximately $50 per year) and low property taxes, making this home as affordable as it is inviting. Ideally situated near shopping, dining, and with easy access to the Ramona Expressway, commuting to surrounding cities is a breeze. Offering a perfect blend of comfort, convenience, and financing flexibility, this is an opportunity you don’t want to miss. Schedule your private showing today!
Listing agent: Susanne Hove DRE #01337422 susanne@caringrealtor.com, Listing office: Keller Williams Realty Riv
MLS data updated 10/16/2026, 11:18:03 PM PT
Source: CRMLS, MLS #: IG26196525
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 10, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$240,000Original asking price · Sep 10, 2026ZIP 92582 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.