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Located in the highly desirable Melinda Heights community of Rancho Santa Margarita, this beautifully maintained 3-bedroom + loft, 2.5-bath home offers approximately 2,018 square feet of living space on a ~5,200 square foot lot. Exceptional curb appeal, a three-car garage, and pride of ownership welcome you from the moment you arrive. Inside, you'll find soaring ceilings, abundant natural light, crown molding, recessed lighting, and stylish flooring throughout. The functional floor plan features formal living and dining areas, a separate family room with custom built-ins and fireplace, and a spacious kitchen with white cabinetry, granite countertops, stainless steel appliances, ample storage, and a sunny breakfast nook. Upstairs, the versatile loft is ideal for a home office, media room, playroom, or potential fourth bedroom. The spacious primary suite offers a walk-in closet and en-suite bath with dual vanities, soaking tub, and separate shower. Two additional bedrooms and a full bath complete the second level. The private backyard is perfect for entertaining or relaxing, featuring an in-ground spa, patio area, and low-maintenance landscaping. You'll love the 3-car garage with extensive built-in cabinetry and SwissTrax flooring. Additional highlights include leased solar panels for energy efficiency and an indoor laundry room. Conveniently located near Melinda Heights Elementary, parks, hiking and biking trails, shopping, dining, RSM Lake, and Rancho Santa Margarita's outstanding community amenities.
Listing agent: Shannon Stone DRE #01919235 sstoneinoc@gmail.com, Listing office: Bullock Russell RE Services
MLS data updated 10/16/2026, 9:10:37 PM PT
Source: CRMLS, MLS #: OC26213818
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 30, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,249,000Original asking price · Sep 30, 2026ZIP 92688 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.