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DO NOT DISTURB OCCUPANTS. Unique opportunity in a highly visible and convenient Santa Cruz location offering exceptional flexibility for residential, mixed-use, or future redevelopment possibilities. The offering includes two contiguous parcels with excellent Ocean Street frontage and C-N (Neighborhood Commercial) zoning, providing potential for a variety of residential and mixed-use concepts subject to City requirements and approvals. The property is currently income-producing with established retail occupants on month-to-month tenancies, offering immediate income while a buyer explores future plans. Ideally positioned near downtown Santa Cruz, beaches, shopping, dining, transportation, and major commuter routes. The combination of location, two-parcel configuration, existing income, and future development potential creates a rare opportunity for an owner-user, investor, or developer. Buyer to independently verify zoning, permitted uses, development potential, and requirements with the City of Santa Cruz.
Listing agent: Andrea Silva DRE #01751494 andrea@andreasilvasells.com, Listing office: eXp Realty of California Inc
MLS data updated 10/24/2026, 4:04:52 PM PT
Source: CRMLS, MLS #: ML82062691
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 25, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,987,000Original asking price · Sep 25, 2026ZIP 95060 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.