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Interest Rate? ASK me about Rate Buy Down options! Stunning 4-bedroom, 3-bath home in the desirable Ranchwood community of Rancho Santa Margarita — turnkey and updated for effortless living and entertaining. Enter into the living room noticing the hardwood floors, windows all around and anchored by a custom-surround fireplace. An adjacent courtyard fills the room with light. Check out a chef-ready remodeled kitchen with soft-close custom cabinetry by Koville, quartz countertops, herringbone tile backsplash, a 6-burner ZLINE range, under-counter microwave,lazy susan corners and pull-out bins. Head over to the matching custom wine & coffee bar with glass-front uppers, extra wide drawers for storage, Hisense wine/ beverage fridge and plumbing for an espresso machine. Conveniently, there is one bedroom downstairs to serve as an office or guest room. A custom bannister leads upstairs where you will find durable LVP floors throughout. The primary suite is a serene retreat with a bright contemporary walk-in shower with rainfall ceiling shower, adjustable head, and handheld wand in matte black, double sinks, custom cabinetry, walk-in closet and french doors to a private balcony with sunrise and Saddleback mountain views. The featured upgrades include double-pane windows, recessed lighting, newer HVAC, Nest thermostat, whole-house fan and an upgraded garage with built-in storage, epoxy floors, EV ready new electrical panel 200 amps, desk and workbench. The low-maintenance backyard offers a built-in fire pit, half basketball court, large retractable, automatic awning for added outdoor comfort while dining all with serene mountain views. Community perks: 5 pools, courts (basketball, tennis, pickleball), parks, trails and exclusive access to Rancho Santa Margarita Lake & Beach Club. Just a short walk, drive or bike to award winning schools, shopping, dining and fun. . Don’t miss this beautifully maintained, move-in ready home in one of Southern California’s safest, per Safewise, most sought-after communities — perfect for everyday living and memorable entertaining. LOW HOA only $91 a month NO MELLO ROOS. Interested in Lower first year payments? Call me directly to talk about a Rate Buydown option. My lender partner is covering the cost of a buydown on first year rate to eligible buyers for potential significant savings. With and accepted offer and subject to product and client qualifications.
Listing agent: Joanna Armstrong DRE #02093652 jlarmstrong4@cox.net, Listing office: @Vantage Real Estate
MLS data updated 10/16/2026, 9:11:07 PM PT
Source: CRMLS, MLS #: OC26170519
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Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 1, 2026
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This home · nearest recorded event
$1,160,000Asking price recorded · Oct 1, 2026ZIP 92688 · Oct 2026
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