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Enter through a graceful white arbor and gate, where winding brick pathways meander through a romantic garden sanctuary filled with lush landscaping, timeless coastal charm, and nostalgia for days gone by. Beneath a magnificent shade tree, dappled sunlight falls across a charming garden swing. Elegant brickwork, curated greenery, and intimate seating invite you to linger beside a striking brick fireplace, perfect for quiet mornings, sunset gatherings, and evenings beneath the stars. A built-in barbecue completes the setting for summer dinners and outdoor entertaining, all on one of Balboa Island’s most desirable streets. Voted one of Balboa Island’s loveliest front yards, this extraordinary coastal cottage is a rare expression of charm, character, and timeless design. Beyond its inviting façade lies a completely reimagined three-bedroom, three-bathroom residence that pairs the soul of a classic cottage with sophisticated modern living. Vaulted ceilings and a warm fireplace create an inviting atmosphere in the beautifully appointed living room, where refined finishes meet a relaxed coastal sensibility. The thoughtfully designed kitchen features premium appliances, and a dedicated coffee bar and walk-in pantry. A separate dining area offers a welcoming setting for gatherings with family and friends. Upstairs, the primary suite features its own custom fireplace, joined by two additional bedrooms and beautifully appointed bathrooms. A freestanding soaking tub and separate walk-in shower add a spa-like touch, while an expansive private deck offers another place to unwind in the coastal air. A private office or den and sauna add versatility and indulgence, while a standing-seam metal roof completes the home with distinctive architectural character. Exceptional craftsmanship and thoughtful details create a residence that feels timeless yet suited to modern island living. Beyond the garden gates, the best of Balboa Island unfolds at an unhurried pace. Wander the waterfront boardwalk, discover beloved boutiques and cafés, or enjoy an evening stroll along the harbor. Distinctive in every detail and unforgettable in its setting, this is more than a beautifully reimagined cottage. It is a place to gather, celebrate, and create generations of cherished memories, from sun-filled summers to holiday traditions and year-round island living.
Listing agent: Giovanne Helou DRE #02068352 gio@ogroup.com, Listing office: The Oppenheim Group
MLS data updated 10/17/2026, 2:07:58 AM PT
Source: CRMLS, MLS #: OC26221485
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 14, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$4,295,000Original asking price · Oct 14, 2026ZIP 92662 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.