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Welcome to this beautifully upgraded single-story ranch-style home, ideally located just minutes from the beach with direct access to the bike trail leading to the coast. Offering 4 bedrooms and 2 bathrooms, this thoughtfully designed floor plan provides the perfect blend of comfort, style, and functionality. The home features both a formal living room and a separate family room, creating multiple spaces for gathering, relaxing, and entertaining. The formal living room showcases custom Italian tile flooring and a custom barn door, while the family room is highlighted by a stunning stacked quartz fireplace. Designed with both style and function in mind, the expanded chef’s kitchen features white shaker self-closing cabinetry with pull-outs and lazy Susans, deep drawers, and rubbed bronze hardware. White quartz countertops, a mosaic glass and metal tile backsplash, and a rounded farmhouse sink add the perfect finishing touches. The kitchen is complete with stainless steel appliances, including a double oven, microwave, and dishwasher, as well as upgraded and expanded pantry closets and generous countertop space for meal preparation and entertaining. The spacious primary suite offers a beautifully remodeled bathroom with dual vanities, a walk-in closet, an oversized shower, and custom natural stone accents. The guest bathroom has also been tastefully updated and features a soaking tub/shower combination and a granite vanity. Outside, a spacious driveway provides ample parking for four or more vehicles, plus RV parking. Additional features include central A/C and heating and abundant storage throughout, including convenient access to a stand-up attic via an interior pull-down ladder, plus A BRAND-NEW 200-AMP ELECTRICAL PANEL IS CURRENTLY BEING INSTALLED, adding a significant modern upgrade and valuable peace of mind for the next owner! Step outside to your own private backyard oasis, where the home backs to a peaceful riverbed with no rear neighbors. Enjoy a tranquil setting perfect for unwinding or entertaining, complete with a covered patio and lush, meticulously manicured landscaping. With its thoughtful upgrades, functional layout, and sought-after beach-close location, this move-in-ready home offers the perfect blend of comfort, style, and coastal living.
Listing agent: JoAn Hawley-Verstraete DRE #00609648 joan.h.verstraete@verizon.net, Listing office: First Team Real Estate
MLS data updated 10/16/2026, 9:07:45 PM PT
Source: CRMLS, MLS #: OC26164714
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,499,000Asking price recorded · Oct 6, 2026ZIP 92646 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.