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Unbeatable sweat-equity opportunity to buy well below market value in the highly desirable Traviana at Lomas Verdes community in Otay Ranch! This Plan 4 townhome features a spacious floor plan with a tropical ambiance, making it a dream find for a first-time homebuyer or handy investor looking to save up to $75,000 off the market value based on its as-is condition while building immediate equity. The layout boasts tile flooring and a cozy fireplace in the living room, a functional kitchen with cherry wood cabinets and granite countertops, hardwood flooring on the stairs/upper room, and a master bedroom complete with a walk-in closet. Best of all, it includes its own private attached garage and a peaceful patio area with wonderful views—perfect for relaxing or entertaining on sunny days. THE OPPORTUNITY: The property is a cosmetic fixer priced to reflect its current condition. Bring your toolkit and vision to handle straightforward, light updates: new paint, baseboards, bedroom doors, 2 windows, a half-bath vanity/toilet refresh, and an A/C tune-up. Skip the bidding wars against professional house-flippers who would turn this into a $750K flip. Customize the finishes to your exact taste and secure an incredible deal to call home. A future cash-out appraisal down the line could go as high as $750,000! OFFER TIMING: Offers will be presented and responded to as they arrive. All offers are due by Wednesday, October 21st. Seller highly favors a fast Close of Escrow within 21 days or sooner with a pre-approved or all-cash buyer. See it today! Welcome to 2013 Caminito de la Cruz, situated in the premier master-planned community of Otay Ranch. If you are looking for a property where you can immediately add value and build massive, built-in equity on day one, this is a market opportunity you cannot afford to miss. Fantastic Existing Features: * Living Area: Bright layout featuring low-maintenance tile flooring and a cozy fireplace. * Kitchen: Accented with rich cherry wood cabinetry and durable granite countertops. * Upper Level: Upgraded hardwood flooring on the stairs and upper room. * Master Suite: Retreat featuring a large, functional walk-in closet. * Exterior Amenities: Private attached garage and an intimate patio showcasing beautiful area views. The Sweat-Equity Advantage & Timeline: Why pay full retail price for someone else's generic renovations? This condo is a cosmetic fixer priced to move, saving you up to $75,000 off the market value based on its as-is condition. By handling straightforward updates—such as new interior paint, baseboards, bedroom doors, 2 windows, a half-bath vanity/toilet refresh, and fixing the A/C—you bypass the professional flippers and secure a beautiful home with a future cash-out appraisal potential up to $750,000. Offers are due by Wednesday, October 21st and will be reviewed and responded to as they arrive. The seller is ready to move quickly and highly favors a 21-day escrow (or sooner) with a strong pre-approved or all-cash buyer. Schedule your tour today!
Listing agent: Natasha Mora DRE #01948301 natasha@expoluxsd.com, Listing office: LPT Realty, Inc
MLS data updated 10/16/2026, 9:08:07 PM PT
Source: CRMLS, MLS #: 260025129SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 16, 2026
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This home · nearest recorded event
$650,000Original asking price · Oct 16, 2026ZIP 91913 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.