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Welcome to this impressive 5-bedroom, 4-bathroom home tucked inside one of Rancho Santa Margarita’s coveted gated communities. Set on a quiet cul-de-sac with no rear neighbors, this property offers the kind of privacy, space, & resort-style living that is hard to find in such a convenient location. From the moment you enter, the home makes a grand first impression with a soaring foyer, abundant natural light, and an elegant sense of arrival. The formal living room and spacious formal dining room create the perfect setting for holidays, gatherings, and special occasions, while the open-concept kitchen and family room are designed for everyday living and easy entertaining. The kitchen is a true centerpiece, featuring a large custom island, stainless steel cooktop, double ovens, farmhouse sink, upgraded backsplash, stainless steel appliances, wine refrigerator, upgraded cabinet hardware, and a generous dining nook. It all flows seamlessly into the family room, complete with a cozy fireplace and custom built-in entertainment center. A main-floor bedroom with access to a full bathroom adds exceptional flexibility, making it ideal for guests or a private home office. Upstairs, the layout continues to impress. Two secondary bedrooms share a full bathroom with private vanity areas, while a third secondary bedroom is positioned on the opposite side of the home with its own ensuite bathroom—perfect for added privacy. A spacious open loft provides even more options and works beautifully as an office, media room, playroom, or additional lounge space. It can also be converted into a 6th bedroom, with closet space already available. The upstairs laundry room adds everyday convenience, while the oversized primary suite feels like a private resort retreat. This expansive space features a fireplace, room to unwind, dual large walk-in closets, and a resort-style bathroom complete with an oversized walk-in shower, dual vanities, and a separate makeup vanity. Step outside and enjoy your own secluded backyard escape. With no back neighbors, a saltwater pool, waterfall feature, and lush landscaping with mature plants, trees, and fruit throughout the front and backyard, the outdoor space feels peaceful & private. Additional highlights include solar panels, 3 car garage, access to RSM's resort-style amenities, including 4 Olympic-sized swimming pools, the RSM Beach Club swim lagoon, sport courts, parks, trails, and more; while being steps from award winning schools.
Listing agent: Eric Babcock DRE #02077837 eric@thebabcockteam.com, Listing office: Real Broker
MLS data updated 10/16/2026, 9:59:42 PM PT
Source: CRMLS, MLS #: OC26221598
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 6, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,625,000Original asking price · Oct 6, 2026ZIP 92688 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.