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NEWLY RENOVATED! Located in the highly desirable gated Chapala community within Oaks North's premier 55+ neighborhood, this single-level detached home offers an exceptional opportunity to create your dream home while enjoying a coveted golf course setting. Overlooking the rolling fairways of the Oaks North Golf Course and surrounding hills, the property has just been renovated! Fresh paint, new LVP wood flooring, updated light fixtures, etc. Inside, vaulted wood-beam ceilings and a cozy fireplace add warmth and character, while the spacious primary suite provides a comfortable retreat. The expansive covered patio is the perfect place to relax and take in the peaceful golf course views. Complete with an attached two-car garage and access to the outstanding Oaks North community amenities, including a pool, spa, fitness center, pickleball, tennis, clubhouse, and an active social calendar, this is a rare opportunity in one of Rancho Bernardo's most sought-after 55+ communities.
Listing agent: Charlie Baker DRE #01404492 charlie.baker@redfin.com, Listing office: Redfin Corporation
MLS data updated 10/16/2026, 9:51:10 PM PT
Source: CRMLS, MLS #: 260023012SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 12, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,100,000Asking price recorded · Oct 12, 2026ZIP 92128 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.