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HUGE PRICE IMPROVEMENT!! Get ready for the perfect blend of coastal charm, versatility, and comfort in this meticulously maintained and modern 3-bedroom, 2-bath manufactured home where you own the land so there's no space rent! Located just three blocks from beach access in the Whale Rock Terrace 55+ community, this inviting home offers peek-a-boo water views and easy navigation to town and local activities. Inside, vaulted ceilings, beautiful hardwood floors, statement lighting, newer window shades, and an open living and dining area create a bright, welcoming atmosphere with a gas fireplace adding warmth and ambiance. The adjoining kitchen provides plenty of options to cook, create, and gather, with a central island, abundant storage, pantry station, dining nook, and laundry room. A spacious primary suite features a large private bathroom with double vanity and walk-in closet. Two additional large bedrooms offer flexibility for guests or a home office. Enjoy the coastal climate in several outdoor living areas with a large, newly refinished deck and covered front door entryway, perfect for entertaining and relaxing. The enclosed back patio has been transformed into a great multipurpose room along with an additional storage space to customize a craft room, hobby space, game room, and more. A convenient outdoor shower, storage shed, low-maintenance landscaping, and parking for two cars adds to the home's practicality. Park fees include access to shared community amenities, a central clubhouse, and guest parking, adding even more value to this coastal retreat. Thoughtfully updated and ideally located near the beach, this is a wonderful, move-in ready opportunity to enjoy all that Cayucos-by-the-Sea has to offer.
Listing agent: Catherine Stone DRE #00917365 catherinestone@att.net, Listing office: Central Coast Real Estate
MLS data updated 10/19/2026, 10:33:10 AM PT
Source: CRMLS, MLS #: SC26151742
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 29, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$860,000Asking price recorded · Sep 29, 2026ZIP 93430 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.