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**SELLER MAY CREDIT BUYER UPTO $10000.00 DOLLARS IN CLOSING COST THAT CAN BE APPLYED TO BUY DOWN INTEREST RATE ***REMODELED • 2-CAR ATTACHED GARAGE • APPROX. 5 MILES TO THE BEACH! AND NO LAND LEASE! Rare opportunity to own a beautifully updated 1-bedroom, 1-bath home in Costa Mesa’s desirable Monticello community, where 1-bedroom units rarely become available! This move-in-ready home features a versatile flex space perfect for a home office, guest area, additional sleeping space, or sitting room. The remodeled kitchen offers new cabinetry, quartz countertops, and stainless steel appliances. New waterproof laminate flooring runs throughout, along with fresh interior paint and updated lighting and plumbing fixtures. The beautifully renovated bathroom features a modern dual-sink vanity and tiled bathtub enclosure. A 2-car attached garage with direct access provides exceptional convenience, parking, and storage. Enjoy a highly convenient location within walking distance of Orange Coast College, Vanguard University, and the OC Fairgrounds, with shopping, dining, entertainment, and the 55, 73, and 405 freeways just minutes away. And with the beach approximately 5 miles away, coastal living is always within easy reach. Monticello residents enjoy a gated community pool, clubhouse, and low HOA dues.With NO land lease and NO Mello-Roos, this is a rare opportunity to own near the coast without the detached-home price tag. Whether you're a first-time buyer or a savvy investor, this is your ticket into one of OC’s hottest markets.
Listing agent: Sal Ramos DRE #01420321 salramos101@gmail.com, Listing office: SAL RAMOS, BROKER
MLS data updated 10/17/2026, 12:23:29 AM PT
Source: CRMLS, MLS #: CV26224905
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 16, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$669,000Original asking price · Oct 16, 2026ZIP 92626 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.