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This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.
Listing agent: David Mann DRE #00491847 davemannrealtor@gmail.com, Listing office: Coldwell Banker Realty
MLS data updated 10/21/2026, 1:54:33 AM PT
Source: CRMLS, MLS #: ML82055699
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 28, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,150,000Original asking price · Jul 28, 2026ZIP 95003 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.