Opening page…
Opening page…
Opening home details…
Welcome to 1560 Phillips Lane, a 1952 Cape Cod–style home tucked into the San Luis Obispo foothills near the Mill Street Historic District and within walking distance of Cal Poly. With its dormer windows, inviting front porch, established setting, and mountain views, the home offers an appealing urban cottagecore feel—classic cottage character with the convenience of an in-town location. Never before on the market, the home was built from L. F. Garlinghouse Company Plan No. 5035 and retains many of its original architectural details. The approximately 1,407 sq. ft. main residence features three bedrooms, one and a half baths, a formal dining room, kitchen with breakfast area, and attached one-car garage. Recent improvements include refinished original hardwood floors, fresh interior and exterior paint, new kitchen and laundry room flooring, updated bathrooms, a new range and microwave, and a tankless water heater. Outside, improvements include a new driveway, front-yard irrigation, refreshed landscaping, new gates, and an updated redwood front porch. The home offers the next owner an opportunity to continue the improvements. Also on the property is an original permitted secondary structure dating to the 1940s, offering approximately 441 sq. ft. of bonus space with a half bath. Recently improved with new flooring and fresh interior and exterior paint, this versatile space offers potential for a future ADU, extended living area, home office, studio, or guest space. Buyers should check with the City regarding requirements and permitting for their intended use. The spacious yard provides room for outdoor living, gardening, and entertaining. With its cottage character, in-town setting, recent improvements, and versatile secondary structure, 1560 Phillips Lane offers a unique combination of vintage charm and possibilities for the future.
Listing agent: Eileen Ellison DRE #00451619 eileenellison.re@gmail.com, Listing office: Century 21 Masters
MLS data updated 10/16/2026, 9:01:38 PM PT
Source: CRMLS, MLS #: PI26205639
Choose a destination and your usual departure time. Travel times vary by route and day.
Plan a route on Google MapsCheck the exact property address with the district. A city or ZIP code alone does not establish school eligibility.
LA County district lookupCheck access, facilities and current hours before visiting. Explore the area around the home, not just the city center.
Explore nearby parks on Google MapsOfficial district, city and transit resources checked September 22, 2026. External map results are provided by Google.
Read Belmont’s local buyer guidesEnter your own resale and cost assumptions. This tool does not estimate market value or confirm that an addition is permitted. Asking price: $1,350,000.
Complete every cost field, entering 0 where appropriate, to calculate a scenario.
Include permits, design, contingencies, taxes and transaction costs in your budgets. Validate the resale assumption with recent comparable sales. Results are hypothetical, before income taxes, and are not a profit forecast.
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 9, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,350,000Asking price recorded · Oct 9, 2026ZIP 93401 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.