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SELLER OFFERING UP TO $15K concession toward mortgage rate buy down (ask how this could work with your financing), closing costs, or improvements. Sitting on a premier cul-de-sac offering comfort and convenience in the West Chase community of Rancho Penasquitos in the award-winning Poway Unified School District (Park Village Elementary, Mesa Verde Middle, Westview High) with easy access to the 56 and 15 freeways, a 15-minute drive to Torrey Pines and 25 minutes to downtown San Diego. The home offers exceptional value in a quiet, well-maintained community in one of San Diego’s most desirable locations. Although this home is move-in ready, it comes with a wonderful canvas ready for your personal style and creative touch for minor upgrades to make it your own. It comes with central heat/AC and due to the age of the system, seller will credit back toward HVAC replacement. In 2021; new Samsung stainless-steel appliances, interior paint and carpet, all in modern and neutral tones. The water heater was replaced in 2025 and the water pressure valve in 2026. The functional floor plan features the upper-level master bedroom with ensuite bath, dual sink, walk-in shower, walk-in closet and two additional bedrooms with a shared full bath. The main level includes a high-vaulted beamed ceiling living room, formal dining area, wood flooring, half-bath, large kitchen with room for a dinette, granite countertops, modern cabinetry and ample storage. Remote controlled blind. Cozy up by the fireplace or relax under your choice of the covered or open patios while feasting on a meal cooked on the built-in BULL 4 burner gas BBQ with your favorite fresh vegetables picked from your very own backyard container garden already set up with an established watering system. Has fruit bearing peach, plum, lemon and lime trees as well at young citrus trees not yet producing. You’re minutes from local parks including the Los Penasquitos Canyon Preserves main entrances (less than 1.5 miles) or take a less traveled entrance less than a half mile from your front door for endless miles of hiking, biking, trail runs, etc. or get on the 56-bike path for the 10-mile ride west to Torrey Pines or east towards the hills and backroads of east North County. This welcoming spot is a rare find for anyone looking to live where they play!
Listing agent: Jonathan Minerick DRE #01523060 info@homecoin.com, Listing office: Homecoin.com
MLS data updated 10/16/2026, 11:47:18 PM PT
Source: CRMLS, MLS #: TR26162556
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 7, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,170,000Asking price recorded · Oct 7, 2026ZIP 92129 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.