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Lakefront Charm, welcome to your own slice of Clear Lake waterfront, where expansive lake views, colorful sunsets, and distinctive outdoor spaces come together in a home filled with character and charm. Set on approximately 0.43 acres along the lakefront in Clearlake Oaks, this 3-bedroom, 3-bath property offers a wonderful opportunity to embrace the relaxed, year-round lifestyle that makes lake living so special. The main residence features 2 bedrooms and 2 bathrooms, with newer windows, HVAC, and roof adding comfort and peace of mind. Inside, updated fixtures and appliances complement the home’s inviting character, while large windows keep the ever-changing lake scenery front and center. Whether you are enjoying your morning coffee or watching the sun settle across the water, the views are always part of the experience. A detached guest studio provides a private third bedroom and bath, offering a welcoming space for family, friends, or guests. Outside, the enchanting collection of mature cactus landscaping, terraced gardens, and distinctive rockwork creates a one-of-a-kind setting with an old-world, desert-meets-lake feel. Multiple patios invite outdoor entertaining and relaxing, while the built-in outdoor fireplace adds warmth and ambiance. The expansive upper terrace, positioned above the attached two-car garage, provides another exceptional view to the lake and surrounding scenery. And then there is the lakefront itself. Step directly from the property toward the water and enjoy kayaking, paddle boarding, fishing, boating. A public boat launch is also conveniently located just minutes away. Whether you envision a full-time lake retreat, weekend escape, or vacation getaway, this special property offers something truly distinctive: front-row Clear Lake views, direct waterfront access, generous outdoor living spaces, and a personality all its own.
Listing agent: Shelly Reed DRE #01451243 shellyreed@wrealestate.net, Listing office: W Real Estate
MLS data updated 10/24/2026, 9:12:12 PM PT
Source: CRMLS, MLS #: LC26174649
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 21, 2026
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This home · nearest recorded event
$329,000Asking price recorded · Oct 21, 2026ZIP 95423 · Oct 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.