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Sweeping Pacific Ocean views, multiple decks, a coveted west-of-Highway 1 location, with walkability to downtown Cayucos create the ultimate California beach lifestyle. Just a very short walk to beach access at both 10th and 12th Streets, this spacious, move-in-ready, light-filled 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and convenience. Whether you’re searching for a weekend beach retreat or a full-time residence, this home checks every box. Situated on an approximately 4,000-square-foot lot, the home offers approximately 1,820 square feet of living space, multiple ocean-view decks, a two-car garage, and a versatile floor plan. The home is move-in ready while also offering an incredible opportunity to personalize over time. The lower level features two bedrooms, a full bathroom, a dedicated laundry room, and abundant storage. Upstairs, the light-filled living room opens to a spacious ocean-view deck—an ideal setting for morning coffee, sunset gatherings, or simply taking in the beauty of the Pacific. The upper level also includes an open floorplan with a well-appointed kitchen, a powder room, a full bathroom, and a generous primary suite with a walk-in closet. Enjoy an easy stroll to the Historic Cayucos Pier, charming shops, local restaurants, and everything that makes this beloved Central Coast beach town such a special place to call home.
Listing agent: Dale Kaiser DRE #01297036 dale@cayucos.com, Listing office: Dale Kaiser Real Estate
MLS data updated 10/16/2026, 10:54:53 PM PT
Source: CRMLS, MLS #: SC26143897
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Sep 11, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,495,000Asking price recorded · Sep 11, 2026ZIP 93430 · Sep 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.