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Tucked at a quiet fork in the road in desirable Morro Heights, this custom-built 2005 home combines quality craftsmanship, thoughtful design, and exceptional privacy. The elegant entry is framed by beveled-glass doors and soaring 20-foot ceilings that flood the interior with natural light and set a welcoming tone. Upstairs, an open-concept living, dining, and kitchen area features vaulted ceilings, a cozy fireplace, and sliding doors to a sunny balcony with hillside, Black Hill, and distant ocean views. The kitchen showcases natural-stone counters, warm maple cabinetry, and stainless appliances. The spacious primary suite feels like a private retreat with plantation shutters, elevated ceilings, and a serene ensuite bath wrapped in stone tile. Architectural details such as arched hallways, art niches, and custom lighting add subtle artistic flair throughout. The flexible layout is currently arranged as two self-contained living spaces. The upper level offers the main living area, primary suite, guest bath, and balcony, while the lower level features its own entrance, kitchenette, bath, and three bedrooms—one currently used as a living area. Two of the lower bedrooms open through six-foot French doors to the private backyard, blending indoor and outdoor living. A custom bookcase divider can easily be removed to restore the original four-bedroom, three-bath design—ideal for multigenerational living, guest quarters, or rental income. Outdoors, stamped-concrete patios wrap around the home for low-maintenance enjoyment, complemented by lush landscaping filled with succulents, palms, and flowering jasmine. The backyard includes a storage shed, mature greenery, and privacy fencing, creating a peaceful, easy-care retreat. A finished two-car garage and oversized stamped-concrete driveway provide abundant parking and additional space for guests or recreation. Located just minutes from downtown Morro Bay, residents can enjoy boutique shopping, local dining, the iconic Embarcadero, and easy beach access. From hiking nearby Black Hill to kayaking in the estuary, wine tasting in Edna Valley, or exploring Cayucos, Avila Beach, and Paso Robles, this home embodies the best of the Central Coast lifestyle—where natural beauty, comfort, and community meet.
Listing agent: Ian Chandler DRE #01955407 ian.chandler@sothebysrealty.com, Listing office: Home & Ranch Sotheby's Intl
MLS data updated 10/25/2026, 10:27:51 PM PT
Source: CRMLS, MLS #: NS25282451
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 19, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$950,000Closed sale · Feb 19, 2026ZIP 93442 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.