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Welcome to the Chocolate Summit Ranch – with sweeping views of the surrounding mountains and plush valleys amidst the tranquility of the El Cajon landscape. Nestled in your own private and secured 3.91 acres of serenity that’s completely fenced is a 4 Bedroom, 2 Bathroom Single Family Home with connected 3 car garage, adjacent recreation/utility room/prospective ADU, RV or trailer pad with hook-ups, and enclosed patio opening to the backyard. Enveloped with mature trees, natural rock formations, a garden, orchard, and terraced lot, you’ll feel at complete peace in your own retreat. Through the front door, you will find an entry way, ample sized living room with fireplace, family room great for entertaining, private office overlooking the front yard, a kitchen with access to the corridor and utility room, and a full bathroom. Upstairs are 3 bedrooms and 1 full shared 1 bathroom. A bedroom also has an expansive balcony over looking the yard, ideal for enjoying sunsets and stargazing. Adjacent to home is an attached addition JDU/utility room with laundry and sliding doors opening to the yard. Endless possibilities beckon your imagination as this home has plenty of room inside and outside. Zoned A70, Light Agriculture potential for: a workshop, to RV parking, to campsite, to farm, to car enthusiast haven, to entertaining delight, to room for a pool, this property zoning can support a vast number of endeavors. Home needs work and updating – perfect for anyone handy or investor. On City Water and it’s own Septic. Solar Panel System is paid off in full. If You’re Looking For An Opportunity to Build, Create, and Flourish - Don’t Wait, This Is Your Time To Create Your Legacy!
Listing agent: Justin Yee DRE #01904338 justinyeerealty@gmail.com, Listing office: eXp Realty of Southern California, Inc
MLS data updated 10/25/2026, 2:39:53 PM PT
Source: CRMLS, MLS #: OC26017276
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 26, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$875,000Closed sale · May 26, 2026ZIP 92021 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.