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Amazing investment opportunity! Welcome to 943 & 945 Windy Hill Terrace, a stunning ocean view duplex nestled in the charming city of Encinitas, California. This contemporary residence is a blend of elegance and comfort, offering a total of 2,170 square feet of living space. Each unit within this duplex boasts 2 bedrooms and 2 upgraded bathrooms and offers a great potential as an investment property. The modern showers and high-end finishes create an oasis of relaxation. The kitchens are upgraded with granite countertops and custom cabinetry that enhance both aesthetics and functionality. Enjoy the convenience of a 2-car garage per unit, equipped with laundry facilities. The interiors are bright and inviting, thanks to recessed lighting and ceiling fans that ensure a comfortable ambiance year-round. Ocean views are enjoyed inside and out from each unit. Unit 943 embraces the low maintenance vibe with decorative rocks, majestic palm trees, providing a tranquil and private outdoor space with a nice sitting deck off the living room. Unit 945 captures a more tropical feel with a grassy courtyard and entry. Each unit is securely accessed through a private gated entry and features charming courtyards perfect for quiet reflection or social gatherings. Tucked away down a private driveway, this duplex offers a secluded retreat while still being close to the vibrant offerings of Encinitas. Experience coastal living at its finest in this exceptional property that seamlessly combines luxury and convenience.
Listing agent: Cody Steele DRE #01344459 cody@realtysteele.com, Listing office: Compass
MLS data updated 10/19/2026, 5:30:30 AM PT
Source: CRMLS, MLS #: NDP2600322
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Feb 17, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,826,000Closed sale · Feb 17, 2026ZIP 92024 · Feb 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.