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Set on one of the largest lots in the community, 938 Rio Lindo is a truly stunning remodeled 4 bedroom residence offering the very best of gorgeous coastal living. Meticulously remodeled & upgraded throughout, the home is finished in gorgeous acacia hardwood flooring on both levels with carpet in the 3 guest rooms, along with all new interior paint & crisp white woodwork throughout. The soaring ceilings & an abundance of windows (which have all been updated) keep this home light & bright year-round. Your new home features a true Chef’s center island kitchen with professional-grade stainless steel appliances including built in range, wall oven, walk-in pantry, & custom pendant lighting. Directly off the kitchen, the super-sized family room has a custom stack stone fireplace finished with a custom distressed wood mantel, & the led recessed lighting is featured here & throughout the home. The super-family room was the builder's alternative to having a downstairs 5th bedroom & with the addition of just 2 walls, you can easily create one. The downstairs full bathroom has been completely remodeled in custom travertine stone & a large laundry room with sink completes the lower level. Upstairs, the oversized private main suite includes a sitting area & a completely remodeled en suite boasting custom-stained cabinetry, soaking tub, walk-in shower, & private toilet area all finished in granite & travertine - plus the linen closet & huge walk-in closet keep everything organized. Two of the upstairs bedrooms share a completely remodeled Jack-N-Jill bathroom & the 4th bedroom enjoys a private en-suite, also completely remodeled with custom stone finishes. The crown jewel of this home is the humongous backyard space - it was truly was made for entertaining! With summer officially here, the custom pool & spa are the star feature along with a firepit & a covered patio space with built-in heaters. Off to one side is another huge yard space with greenhouse & storage shed - so much opportunity here ... think sport court, play area, or he/she shed! It's all beautifully landscaped with multiple fruit trees & ultimate privacy. Other amazing features of this home include a fully PAID SOLAR system, solar pool system (equipment has been upgraded as well), & whole house filtration system. Harbor Ridge residents enjoy a private park & access to miles of hiking trails on the famed Ridgeline Trail. Minutes to schools, shops, beaches, & NO MELLO ROOS ... Your best life starts here!
Listing agent: Michelle Wilson DRE #01870068 Michelle@MichelleSellsHomes.com, Listing office: First Team Real Estate
MLS data updated 10/27/2026, 3:03:14 PM PT
Source: CRMLS, MLS #: OC21119730
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 30, 2021
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This home · nearest recorded event
No recordNo property-price record in this range.ZIP 92672 · Oct 2026
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ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
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No earlier records were returned by our current sources. This does not mean the home has never sold.
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