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Tucked away among the picturesque Cambria pines, this unique property offers both serene living and excellent rental income. Featuring 3 bedrooms and 3 bathrooms in total, the home is thoughtfully configured with no interior stairs into two separate single-level income producing units —ideal for personal use, multigenerational living, or mid- and long-term rental opportunities. The upper level welcomes you with an open-concept living space highlighted by beamed ceilings, a cozy fireplace with a decorative rock surround, and scenic views with glimpses of the ocean from a private wraparound deck. A full kitchen has a refrigerator, dishwasher, stove, with ample counter space. The primary suite includes dual closets and a private ensuite bath, while the second bedroom—currently used as an office—sits near a second full bathroom. A dedicated furnace with vents throughout heats the upper level. Following the path to the lower level, you’ll find a charming guest unit complete with a living area, efficient kitchen with new refrigerator and stove, a single bedroom with views, a separate full bath, and cozy guest nook or study. From this level enjoy peaceful views and the fresh coastal air from another private wraparound deck. A dedicated wall furnace at the living room heats the lower level. Additional features of the property include under home storage and an indoor laundry room with separate entrance for use by tenants. The backyard offers space for gardening, entertaining, or simply relaxing in the natural surroundings. Located in desirable Cambria East, this property is minutes from the village with its local shops, dining, and iconic Central Coast beaches. Whether you're seeking a full-time residence, a vacation home, or an investment property, this versatile home is a rare find in a magical setting.
Listing agent: Lindsey Harn DRE #01868098 soldbylindseyharn@gmail.com, Listing office: Christie's International Real Estate Sereno
MLS data updated 10/30/2026, 11:23:39 PM PT
Source: CRMLS, MLS #: SC25153609
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Aug 28, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$771,000Closed sale · Aug 28, 2025ZIP 93428 · Aug 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.