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West of I-5 and only a few block to the beach, this charming 2-bedroom, 1-bath cottage offers 993 sq ft of cozy coastal living on an oversized lot. Full of character and in original condition, this home is the perfect opportunity to restore, renovate, or enjoy as-is. The roomy living room is open and airy with many windows to let the sunshine in. Sit in the breakfast nook and enjoy views to the backyard. The carpets were removed to find oak hardwood floors. The laundry room with washer and dryer is conveniently located inside the house. The spacious yard features mature fruit trees, including orange, apricot, persimmon, macadamia nut and avocado, and plenty of room for expansion, gardening, or outdoor entertaining. Equipped with solar for energy efficiency. Two car garage. Easy access to I-5 and Coast Highway. Close to Swami's, Seaside Market, Moonlight State Beach, Stonesteps, Encinitas Community Park, Scripps Hospital, great shopping and many restaurants. Encinitas is a premier Southern California coastal city renowned for its world-class surf spots (like Swami’s and Cardiff Reef), pristine beaches, and laid-back, vintage beach town culture. Located on Historic Highway 101, it is famous for the Self-Realization Fellowship Meditation Gardens, San Diego Botanic Garden, and a vibrant, walkable downtown. Home is being sold as-is. This is your rare chance to own a beachside retreat with endless potential!
Listing agent: Harriet Preovolos DRE #01929954 harriet4re@gmail.com, Listing office: Allison James Estates & Homes
MLS data updated 10/21/2026, 5:19:38 AM PT
Source: CRMLS, MLS #: NDP2601395
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Mar 13, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$2,050,000Closed sale · Mar 13, 2026ZIP 92024 · Mar 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.