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Back on the Market, no fault of the property. Purchase the home with as little as 5% down and assumable sellers FHA mortgage of $350k @ 2.175% interest rate! Call about second mortgage option with as little as 5% down. Adorable cottage home in Ramona’s walkable Downtown Village District. Recent updates include new roof, new exterior paint, and Tesla solar & battery system. Windows, doors, flooring and driveway have all been installed since 2016. Fully fenced and cross fenced with the iconic “white picket fence” at the street. Large mature shade trees on the property. Not included in the permitted sqft are a laundry room attached at the back of the home and a separate storage building with 2 rooms used for storage currently. This home is located in the RMV4 zone allowing it to be used for residential or commercial. Large 7800 sqft lot could permit an additional unit to be constructed in the back of the property. Assumable FHA loan of $350k @ 2.175% interest rate makes this home very affordable!
Listing agent: Jon Erro DRE #01331805 jon.erro@redfin.com, Listing office: Redfin Corporation
MLS data updated 10/21/2026, 3:55:38 AM PT
Source: CRMLS, MLS #: 240014317SD
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 2, 2025
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$475,000Closed sale · Apr 2, 2025ZIP 92065 · Apr 2025
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.