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Keep this stunning beach cottage as is or capitalize on the various ways you can turn this into an investment winning property. Live in the main house as a 3 bedroom and build an ADU in the spacious backyard. Use the main house as a 2 bedroom and rent out the 3rd room as a lock off unit. Go big and take advantage of the favorable multi-family zoning and 35 foot height limit to build a minimum of 3 townhomes. Come discover the epitome of coastal charm in this stunning, light-filled 3-bedroom, 2-bath beach bungalow, located just two blocks from the pristine shores of Oceanside. Spanning approximately 1,100 SF, this beautifully updated home captures the essence of luxurious yet relaxed beach living. Step into the inviting living room, featuring a large picture window that fills the space with natural light, perfect for cozy evenings or entertaining friends and family. The open-concept layout seamlessly connects the living room to the dining area and a chef-inspired kitchen, where slate floors meet sleek white cabinetry, grey quartz countertops, and a subway tile backsplash. Whirlpool stainless steel appliances complete this culinary haven. The luxury vinyl plank flooring extends throughout the home, while the updated bathrooms boast elegant finishes like subway tiles, quartz vanities, and modern lighting. The spacious primary suite, with its own kitchenette and private entrance, offers incredible flexibility as a lock off for a potential in-law suite, Airbnb or ADU. Set on a generous 5,047 SF lot in a perfect location just blocks to the beach. A quick stroll to Oceanside’s pier, boardwalk, and vibrant downtown offers access to chic oceanfront hotels, trendy restaurants, and boutique shopping. Whether you're seeking a tranquil beachside retreat or a prime investment opportunity, this Oceanside gem delivers the best of both worlds.
Listing agent: John Finley DRE #01431182 john@thefinleygroup.com, Listing office: eXp Realty of California, Inc
MLS data updated 11/2/2026, 6:08:35 AM PT
Source: CRMLS, MLS #: NDP2408211
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Oct 21, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,450,000Closed sale · Oct 21, 2024ZIP 92054 · Oct 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.