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Extensively upgraded and well maintained, this Shea-built home in the sought-after Whispering Creek neighborhood offers modern updates, functional space, and exceptional value in Ladera Ranch. Approximately 2,700 square feet with 4 bedrooms, 2.5 bathrooms, and a recently constructed loft, the home provides flexible living areas for a variety of needs. The remodeled kitchen features quartz countertops, a reconfigured island with expanded storage, designer cabinetry, under-cabinet LED lighting, pot filler, and a premium Thermador appliance package including 6-burner range, dual ovens, dishwasher, Zephyr hood, and a built-in wine refrigerator within the butler’s pantry. The adjacent great room includes custom built-ins, a fireplace, and abundant natural light with views of the backyard. Upstairs, the added loft - complete with custom barn doors, plantation shutters, and a walk-in closet - offers ideal bonus space for a media room, office, or potential fifth bedroom. The west-facing primary suite includes a private balcony, two walk-in closets, and a bathroom remodeled in 2025 with freestanding tub, custom walk-in shower, upgraded vanity, and Toto bidet. Secondary bedrooms are spacious, two with walk-in closets, and the hall bath has been fully remodeled with new vanities, fixtures, and designer tile. Major system improvements include whole-house PEX re-pipe, newer HVAC system and water heater, whole house fan, solar, new garage doors, and fresh interior and exterior paint. The backyard features a saltwater PebbleTec pool and spa with Pentair equipment. Original-owner home located in Oak Knoll Village near the clubhouse, parks, and trails, offering one of the lowest Mello Roos in Ladera Ranch. Over $175,000 in upgrades have been completed, providing a move-in-ready opportunity with major improvements already addressed for the next owner.
Listing agent: Joshua Richardson DRE #01896924 Homes@JoshandAngelica.com, Listing office: First Team Real Estate
MLS data updated 10/29/2026, 5:24:29 AM PT
Source: CRMLS, MLS #: OC26020922
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Apr 10, 2026
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This home · nearest recorded event
$1,660,000Closed sale · Apr 10, 2026ZIP 92694 · Apr 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.