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With no HOA nor Mello-Roos, this single-story spacious corner lot home in the heart of El Cajon, is one of those homes that makes the whole street look good. A fresh exterior paint job gives it standout curb appeal, and from the front porch you can soak in stunning mountain views, the kind of charm and character that's hard to come by. Inside you'll find a bright, thoughtfully designed space for both everyday living and entertaining. The primary suite is a true retreat, complete with it’s ensuite bathroom, a cozy fireplace and a spacious walk-in closet, and exit to the back deck. It's positioned slightly apart from the other three bedrooms for that extra layer of privacy. One of the guest bedrooms features its own direct backyard access, freshly carpet cleaned, making this a fantastic setup for multi-generational living, a home office, or a rental opportunity, thereby adding incredible flexibility to an already versatile floor plan. The kitchen features granite countertops, and throughout the home you'll find recessed lighting, dual pane windows, and vinyl wood flooring. Additional highlights include central A/C and heat, a dedicated laundry room, water softener, reverse osmosis water system, and solar panels on both the main home and the back structure which will keep energy costs low year round. Out back, a large wooden deck and fire pit set the scene for outstanding outdoor entertaining. The generous lot offers ample space to park a small RV, boat, or additional vehicles, a rare and valuable feature in today's market. The detached back structure is more than just a shed, it has a covered roof, electricity, an entrance door, and a window, with water and plumbing nearby. The potential here is extraordinary: home office, guest suite, workshop, or a drive-up garage conversion. ADU possibilities are very real, and the seller has blueprints from a completed 2012 remodel that included new electrical and plumbing. Location is the cherry on top! Just five minutes to Downtown El Cajon, roughly twenty minutes to Downtown San Diego and the Airport, with easy access to I-8, CA-94, and SR-125. Harry Griffen Dog Park, Tuttle Park, and Renette Park are all close by, as is Parkway Plaza-East County's premier shopping destination. Situated within the Cajon Valley Union School District and the highly regarded Grossmont Union High School District, this home is ideally positioned for families. Comfort, flexibility, and value all. Come see it for yourself.
Listing agent: Christine Menezes DRE #02203279 Christinem@deanaguilargroup.com, Listing office: Real Broker
MLS data updated 10/23/2026, 8:12:36 PM PT
Source: CRMLS, MLS #: PTP2603892
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jul 1, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$805,000Closed sale · Jul 1, 2026ZIP 92020 · Jul 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.