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Cute little cottage right across the street from Morro Bay Park! Walking distance to the wharf. A great little spot to enjoy proximity to the downtown hub and the waterfront. Lovely little backyard hideaway with opportunities for relaxing in the garden area. Own a little slice of the beautiful central coast with no condo, HOA $ fees, or association regulations. This property is also being offered along with APN 066-071-028 (781 Harbor St). Seller would prefer to sell these two parcels together. Zoned community commercial and subject to the finalized Calif Coastal Commission City Plan due to be ratified March 2024. This home may continue as a single family dwelling or be converted to the current zoning. Zoning allows for multi-use including a shop in the front and residential in the rear and above. (City will allow vacation rental/short term rental with proper permits. See supplements.)
Listing agent: Chaylon Holland DRE #02025215 chaylonholland@gmail.com, Listing office: Holland Real Estate
MLS data updated 10/26/2026, 6:28:59 PM PT
Source: CRMLS, MLS #: SC24062117
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Jun 14, 2024
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$495,500Closed sale · Jun 14, 2024ZIP 93442 · Jun 2024
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.