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Price Improvement! Welcome to this beautifully maintained newer-construction home located in a gated community in El Cajon. Built in 2020, this 3-bedroom, 2.5-bath residence offers 1,618 sq ft of modern living with an attached 2-car garage, energy-efficient features, and PAID solar—an exceptional value rarely found in a detached home under $800K. The spacious kitchen flows seamlessly into the living and dining areas—perfect for everyday living and entertaining. Upstairs you’ll find generously sized bedrooms, including a comfortable primary suite with walk-in closet and dual-sink vanity. Enjoy the privacy and security of a gated neighborhood while still being conveniently located near shopping, dining, schools, and freeway access. Rare opportunity: seller’s VA loan may be assumable at approximately 4.25% interest for qualified buyers—potentially saving hundreds per month compared to today’s rates. Low HOA, ***NO MELLO ROOS*** Priced well below the appraised value = INSTANT EQUITY and move-in ready condition make this home an exceptional value. Don’t miss your chance to own a newer home with significant monthly payment savings potential! Ideally positioned near local shopping, dining, and commuter routes while offering the comfort and privacy of gated community living.
Listing agent: Natasha Coleman DRE #02007322 natasha.realtyprofessional@gmail.com, Listing office: AK Real Estate
MLS data updated 10/25/2026, 7:53:34 AM PT
Source: CRMLS, MLS #: PTP2601984
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 13, 2026
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$775,000Asking price recorded · May 13, 2026ZIP 92020 · May 2026
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.