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Exceptionally rare opportunity to own a cozy beach cottage with an adjoining lot with separate APN and potential to build a custom beach home & live in or rent out existing cottage. Loma lot size 4,356 & 195 Sells Dr lot size 5,413. Total lot 9,769 with individual APN #s. The property features lush gardens with year-round color, a wraparound deck covering 3/4 of the house. Detached 2 car garage with bathroom (previously used as studio apt) and basement style storage. Inside the cozy cottage you will enjoy cherry hardwood floors, fresh interior paint, updated kitchen with quartz counters, single basin sink, eat in breakfast corner. Built in bookcases & a free standing fireplace. Each bedroom can accommodate queen size beds, hall bathroom with shower over tub, home has lots of natural light from the many windows. Backup power generator. Detached outbuilding used as laundry room and garden storage shed. Large, covered carport for RV/boat or additional parking & storage. City water & private septic. This property is approx 1/2 mile to LaSelva Beach & Manresa Beach, 3 miles to Seascape Golf Club, 1 exit to famed Capitola Beach. Great weekend getaway or full-time beach living!
Listing agent: Marianne Allison DRE #01490799 mallisonrealtor@outlook.com, Listing office: North State Financial
MLS data updated 10/30/2026, 1:43:24 PM PT
Source: CRMLS, MLS #: 41042308
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
Nov 30, 2023
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
$1,065,000Closed sale · Nov 30, 2023ZIP 95076 · Nov 2023
No monthly averageAt least 3 eligible sales in this month are required.30-year fixed mortgage benchmark
No weekly rateNo published rate within 7 days of this date.ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.