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Two Units. 690 S. Ocean is truly a unique and one of a kind property located in the heart of Cayucos. This home is just one block north of beach access along Pacific Avenue and steps from the quaint Downtown. From the second story deck are commanding views of the Pacific Ocean, the Cayucos coastline, and the city. Architecturally chic and rich with nautical inspired interior elements, it would be impossible to recreate the authenticity, character, and history of this mid-century work of art. The forty by one-hundred foot lot is mostly flat and commercially zoned as Office-Professional. This two-unit property is currently permitted as a 1 Unit Hotel with an attached Owner/Caretaker unit to the right. The current owners reside in the smaller unit and operate a short-term vacation rental business out of the main residence. For over ten-years this property has been enjoyed by numerous guests from around the world, and rated five-stars with 390 reviews. The main residence consists of two bedrooms, a full kitchen, loft sleeping area, living/dining room, open concept den, and balcony. The secondary unit is a one-bedroom with full bath, an open-concept living/dining with full kitchen, and a roof deck with spa and semi-enclosed lounge. There are multiple outdoor spaces with separate hot-tubs and seating areas for each unit to enjoy. This home is perfect for those seeking a genuine piece of Cayucos history with the ability to produce substantial long-term income.
Listing agent: Farid Shahid DRE #02025653 farid@eighty20.group, Listing office: Eighty20 Group
MLS data updated 10/29/2026, 6:56:20 PM PT
Source: CRMLS, MLS #: SP19240434
Belmont insights
Compare recorded home prices, same-type ZIP sales and mortgage rates.
May 21, 2020
Prices use the left axis; mortgage rates use the right. Hover, tap, or focus the chart and use the arrow keys. Red SOLD badges mark recorded sales.
This home · nearest recorded event
No recordNo property-price record in this range.ZIP 93430 · Oct 2026
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No weekly rateNo published rate within 7 days of this date.No recorded sales in this range. Select All available for older records; missing records do not mean the home never sold.
ZIP averages use publicly displayable closed sales from our licensed MLS feed, matched to the same ZIP and exact property type. Months with fewer than 3 sales are omitted; the current month is incomplete. Lines connect available monthly observations across gaps and do not represent measured prices in missing months. These averages are not adjusted for size, condition, or location within the ZIP, and are not an appraisal. Feed coverage may not include every sale. All available shows the available home and ZIP history, with mortgage rates over the same dates.
Mortgage benchmark: Freddie Mac Primary Mortgage Market Survey®. © Freddie Mac. Weekly national 30-year fixed rates, not APRs or a loan quote. Actual terms vary. Methodology changed in November 2022. The chart does not establish that interest-rate changes caused a home’s price changes.
Lines connect recorded asking and sale prices. They are visual guides, not estimates of the home’s value between those dates.
No earlier records were returned by our current sources. This does not mean the home has never sold.
MLS records may be incomplete. Earlier asking prices are not sale prices.